About the Trust

Your benefits give you and your family the security of knowing that you have benefits you can count on—for help with everyday bumps along the road, to managing challenging health issues, to financial protection in the event of a catastrophic illness or accident.

The Trust works with your employer and bargaining group to offer high-quality benefits that are low in cost to members and provides the option to cover your eligible dependents.

The Trust is not an insurance company. The Trust pays claims with the monthly contributions made by participating employers. Any assets of the Trust are placed in a trust fund for the sole and exclusive benefit of the members and their beneficiaries.

This Plan is sponsored and administered by a joint labor-management Board of Trustees in keeping with the terms of the Trust Agreement. Trustees are Fiduciaries meaning, among other things, they have a fiduciary responsibility to ensure that decisions are made prudently and are in the sole interest of participants and beneficiaries to the exclusion of the interests of any other parties.

The Trust Plans provide opportunities for you to save money while also keeping the Trust strong: 

1. Use providers, clinics, and hospitals in your network. In-network discounted rates keep costs down for everyone.
2. Choose the right type of care. For example, if it’s a non-life-threatening event, choose an in-network urgent care center, instead of a more expensive emergency room visit.
3. Manage chronic conditions through programs offered by the Trust like the Livongo Diabetes Management Program.
4. Use virtual care. Online visits through MDLIVE are safe and convenient – and about half the cost of an in-person visit.
5. Order ongoing medications by mail through Express Scripts. You’ll save money and the convenience is hard to beat. 
6. Get recommended preventive services. They’re covered at 100%, help you stay healthy, and detect serious issues early—when they are most treatable. 

So go ahead and make the most of your benefits—just use them wisely to keep costs down for everyone.

If you have a question, suggestion, or need assistance, please contact the Trust Administrative Office.